Divorce does screwy things to a person's head. Believe me, I’ve seen it. The once intelligent together person that you were, can turn into an emotional, brain-fogged, & unorganized basket case. You try really, really hard to keep it together, but you know this...
Step # 5 - How can I be creative, clever, and patient throughout the entire divorce process? Creative is an adjective meaning “relating to, or involving the imagination or original ideas to develop something different.” It also means “managed, so as to get around...
Step # 4 – Decide to keep things business like, and to negotiate with a level head. Business like – “to carry out tasks efficiently without wasting time or being distracted by other concerns; systematic and practical”. Level headed – “being calm and sensible,...
Step # 3 - Answer this key question for yourself: What do I want going forward for our divorce and future to look like, for me and my spouse? Process options include: 1. Kitchen table negotiations (go it alone, with no legal or financial advice) - You both resolve all...
Step # 2 – Write down detailed answers to this question…“What do I need in the form of a roof over my head, liquid cash, future retirement dollars, types of insurance coverage, and lump sum and / or ongoing financial support for myself and my children?” After first...
Step #1 – Understand your current financial reality. Where are you today…financially? When you are just entering the divorce process, it’s critical to be certain of what you own, what you owe, all of your sources of income (earn), and what you spend. This may feel...
Welcome! As this is my first blog, let me briefly introduce myself. I’m David Smith – a Certified Divorce Financial Analyst® (CDFA™) living in Panama City, Florida. In my role as a Divorce Financial Planner and Collaborative Financial Neutral, I am dedicated to...
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Identify Your Priorities, Before Having Any Discussion With Your Spouse
Knowing your priorities will help you be confident in what to ask for, and what you can live without.
